National Flood Insurance Program (NFIP)


National Flood Insurance Program

1-800-427-4661
Disaster Assistance: (800) 621-FEMA

500 C St SW, Washington, D.C. 20472
floodsmart@fema.dhs.gov

The National Flood Insurance Program (NFIP) aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations.  Standard homeowners insurance doesn’t cover flooding.  It is important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.

In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.

This contact information and hyperlink were last verified on 4/5/2019. If this information is incorrect please comment below or use the contact us form to let us know so that we can make changes.