American Coastal Insurance Company


American Coastal Insurance Company

American Coastal Claims Mailing Address:
4408 Arendell Street
Morehead City, NC 28557

Phone: (252)247-8796
Toll Free: (877)284-4900
Fax: (252)726-2855
Email: claims@amrisc.com

UPC Insurance and American Coastal Headquarters:
800 2nd Avenue South
St. Petersburg, FL 33701

Phone: (800)861-4370
Email: contactus@amrisc.com

American Coastal Insurance Company is a licensed and admitted Florida-based insurance company currently writing Condominium and Homeowner Association properties. The company was formed in 2007. Their primary underwriting target is “Best of Class” Florida Garden Style Condominiums. The filed rating plan is designed to provide competitive pricing along with enhanced coverage, such as ISO Broad and Special Causes of Loss Forms as well as several extensions of coverage.

Catastrophe reinsurance is provided by a commercial placement with all “A-”or better rated or fully collateralized reinsurers and the Florida Hurricane Catastrophe Fund.

Underwriting services are contracted to AmRisc, LLC (AmRisc), which is the largest Managing General Agent in the country specializing in hurricane exposed properties.

All claims are handled by CJW and Associates (CJW). CJW is an Orlando, FL based, Third Party Claims administrator that was formed in 1981, and is widely respected as one of the leaders in the catastrophe claims handling arena.

American Coastal is now part of the UPC Insurance family of companies.

This contact information and the hyperlink was last verified on 8/7/2019. If this information is incorrect please comment below or use the contact us form to let us know so that we can make changes.